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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,702 | $37,446-26.0% | $77,513-64.3% | $79,852-65.3% |
| Participation rate | 44.0% | 41.5%+2.5pp | 54.2%-10.2pp | 69.6%-25.6pp |
| Annual return | 22.05% | 39.76%-17.7pp | 54.81%-32.8pp | 31.72%-9.7pp |
| Employer contribution / active EE | $802 | $637+25.8% | $987-18.7% | $2,471-67.6% |
| Participant deferral / active EE | $2,466 | $1,261+95.6% | $1,861+32.5% | $3,740-34.1% |
| Admin fee / account holder | $155 | $2,506-93.8% | $2,859-94.6% | $5,306-97.1% |