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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,296 | $108,685-75.8% | $74,719-64.8% | $152,885-82.8% |
| Participation rate | 31.6% | 65.3%-33.8pp | 54.5%-22.9pp | 82.5%-50.9pp |
| Annual return | 23.98% | 114.09%-90.1pp | 753.05%-729.1pp | 345.39%-321.4pp |
| Employer contribution / active EE | $844 | $1,504-43.9% | $1,084-22.2% | $4,763-82.3% |
| Participant deferral / active EE | $2,277 | $2,712-16.0% | $1,963+16.0% | $5,851-61.1% |
| Admin fee / account holder | $73 | $4,905-98.5% | $3,334-97.8% | $11,598-99.4% |