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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,651 | $27,632+126.7% | $61,399+2.0% | $68,495-8.5% |
| Participation rate | 40.0% | 39.5%+0.5pp | 52.6%-12.6pp | 67.9%-27.9pp |
| Annual return | -10.83% | -13.24%+2.4pp | 338.81%-349.6pp | -7.84%-3.0pp |
| Employer contribution / active EE | $845 | $696+21.4% | $1,159-27.1% | $2,596-67.5% |
| Participant deferral / active EE | $3,382 | $1,264+167.6% | $2,124+59.2% | $4,028-16.0% |
| Admin fee / account holder | $23 | $2,010-98.9% | $2,131-98.9% | $5,403-99.6% |