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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,147 | $37,446+39.3% | $77,513-32.7% | $79,852-34.7% |
| Participation rate | 25.8% | 41.5%-15.7pp | 54.2%-28.4pp | 69.6%-43.8pp |
| Annual return | 66.96% | 39.76%+27.2pp | 54.81%+12.2pp | 31.72%+35.2pp |
| Employer contribution / active EE | $1,048 | $637+64.5% | $987+6.2% | $2,471-57.6% |
| Participant deferral / active EE | $1,836 | $1,261+45.7% | $1,861-1.3% | $3,740-50.9% |
| Admin fee / account holder | $19 | $2,506-99.3% | $2,859-99.3% | $5,306-99.6% |