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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,077 | $108,685-54.8% | $74,719-34.3% | $152,885-67.9% |
| Participation rate | 30.8% | 65.3%-34.6pp | 54.5%-23.7pp | 82.5%-51.7pp |
| Annual return | 34.52% | 114.09%-79.6pp | 753.05%-718.5pp | 345.39%-310.9pp |
| Employer contribution / active EE | $561 | $1,504-62.7% | $1,084-48.3% | $4,763-88.2% |
| Participant deferral / active EE | $3,046 | $2,712+12.3% | $1,963+55.2% | $5,851-47.9% |
| Admin fee / account holder | $0 | $4,905-100.0% | $3,334-100.0% | $11,598-100.0% |