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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,536 | $104,106-46.7% | $71,086-21.9% | $135,379-59.0% |
| Participation rate | 14.3% | 65.7%-51.4pp | 54.7%-40.4pp | 82.6%-68.4pp |
| Annual return | -22.95% | 1256.30%-1279.2pp | 650.59%-673.5pp | 519.79%-542.7pp |
| Employer contribution / active EE | $484 | $1,485-67.4% | $1,088-55.5% | $4,779-89.9% |
| Participant deferral / active EE | $2,642 | $2,527+4.5% | $1,874+41.0% | $5,609-52.9% |
| Admin fee / account holder | $75 | $4,142-98.2% | $3,082-97.6% | $10,828-99.3% |