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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,240 | $65,712-87.5% | $57,196-85.6% | $273,972-97.0% |
| Participation rate | 83.3% | 78.3%+5.0pp | 75.3%+8.0pp | 83.0%+0.3pp |
| Annual return | 16.29% | 22.01%-5.7pp | 14.59%+1.7pp | 41.46%-25.2pp |
| Employer contribution / active EE | $2,152 | $3,280-34.4% | $2,683-19.8% | $4,869-55.8% |
| Participant deferral / active EE | $2,519 | $3,782-33.4% | $3,096-18.6% | $5,287-52.4% |
| Admin fee / account holder | $938 | $4,838-80.6% | $3,141-70.1% | $10,133-90.7% |