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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,044 | $81,696-87.7% | $70,494-85.8% | $158,982-93.7% |
| Participation rate | 75.0% | 77.7%-2.7pp | 75.1%-0.1pp | 82.0%-7.0pp |
| Annual return | 31.70% | 208.70%-177.0pp | 109.16%-77.5pp | 302.99%-271.3pp |
| Employer contribution / active EE | $2,024 | $3,220-37.1% | $2,738-26.1% | $4,763-57.5% |
| Participant deferral / active EE | $4,637 | $4,558+1.7% | $3,711+25.0% | $5,983-22.5% |
| Admin fee / account holder | $4,600 | $6,200-25.8% | $3,848+19.5% | $11,252-59.1% |