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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,366 | $73,546-90.0% | $63,018-88.3% | $147,586-95.0% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.8%+0.2pp | 82.8%-7.8pp |
| Annual return | 24.11% | 175.56%-151.4pp | 87.62%-63.5pp | 578.59%-554.5pp |
| Employer contribution / active EE | $2,028 | $3,324-39.0% | $2,761-26.5% | $4,876-58.4% |
| Participant deferral / active EE | $2,442 | $4,185-41.6% | $3,330-26.7% | $5,439-55.1% |
| Admin fee / account holder | $4,045 | $5,956-32.1% | $3,601+12.3% | $10,886-62.8% |