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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,520 | $77,416-89.0% | $69,464-87.7% | $152,897-94.4% |
| Participation rate | 75.0% | 78.1%-3.1pp | 74.6%+0.4pp | 82.5%-7.5pp |
| Annual return | 28.76% | 39.08%-10.3pp | 28.98%-0.2pp | 345.43%-316.7pp |
| Employer contribution / active EE | $1,043 | $3,315-68.5% | $2,779-62.5% | $4,764-78.1% |
| Participant deferral / active EE | $2,902 | $4,413-34.2% | $3,536-17.9% | $5,851-50.4% |
| Admin fee / account holder | $1,268 | $6,208-79.6% | $3,840-67.0% | $11,599-89.1% |