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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,752 | $65,555-77.5% | $86,216-82.9% | $75,173-80.4% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 19.19% | 46.07%-26.9pp | 1169.42%-1150.2pp | 160.72%-141.5pp |
| Employer contribution / active EE | $1,943 | $1,553+25.1% | $2,382-18.4% | $2,671-27.2% |
| Participant deferral / active EE | $1,556 | $3,023-48.5% | $3,986-61.0% | $4,126-62.3% |
| Admin fee / account holder | $1,360 | $5,469-75.1% | $6,853-80.2% | $5,651-75.9% |