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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,189 | $58,493-82.6% | $84,021-87.9% | $72,975-86.0% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 12.76% | 28.93%-16.2pp | 71.32%-58.6pp | 81.01%-68.3pp |
| Employer contribution / active EE | $1,452 | $1,163+24.8% | $1,984-26.8% | $2,440-40.5% |
| Participant deferral / active EE | $1,261 | $2,394-47.3% | $3,239-61.1% | $3,608-65.0% |
| Admin fee / account holder | $3,953 | $4,569-13.5% | $6,102-35.2% | $5,124-22.9% |