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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,135 | $59,813-79.7% | $79,580-84.8% | $68,486-82.3% |
| Participation rate | 95.3% | 61.1%+34.3pp | 69.5%+25.9pp | 67.9%+27.5pp |
| Annual return | -19.21% | -12.30%-6.9pp | 0.15%-19.4pp | -7.85%-11.4pp |
| Employer contribution / active EE | $1,688 | $1,505+12.2% | $2,413-30.0% | $2,597-35.0% |
| Participant deferral / active EE | $2,002 | $3,024-33.8% | $3,985-49.8% | $4,028-50.3% |
| Admin fee / account holder | $3,815 | $4,835-21.1% | $6,835-44.2% | $5,404-29.4% |