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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,104 | $48,364-72.9% | $71,796-81.7% | $62,881-79.2% |
| Participation rate | 96.0% | 60.6%+35.4pp | 69.1%+26.9pp | 69.3%+26.7pp |
| Annual return | 7.83% | 13.16%-5.3pp | 78.04%-70.2pp | 20.14%-12.3pp |
| Employer contribution / active EE | $1,484 | $1,042+42.5% | $1,924-22.9% | $2,281-34.9% |
| Participant deferral / active EE | $937 | $2,091-55.2% | $2,794-66.5% | $3,203-70.8% |
| Admin fee / account holder | $107 | $3,771-97.2% | $4,815-97.8% | $4,296-97.5% |