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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,839 | $106,864+206.8% | $147,318+122.5% | $82,637+296.7% |
| Participation rate | 97.7% | 75.5%+22.2pp | 82.1%+15.6pp | 68.1%+29.6pp |
| Annual return | 16.71% | 27.49%-10.8pp | 70.43%-53.7pp | 53.51%-36.8pp |
| Employer contribution / active EE | $11,329 | $3,417+231.6% | $4,593+146.7% | $2,552+343.9% |
| Participant deferral / active EE | $8,336 | $6,496+28.3% | $7,906+5.4% | $4,126+102.0% |
| Admin fee / account holder | $28,793 | $8,415+242.2% | $13,708+110.0% | $7,339+292.3% |