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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,740 | $89,367+50.8% | $141,191-4.6% | $72,975+84.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 82.79% | 111.87%-29.1pp | 71.41%+11.4pp | 81.01%+1.8pp |
| Employer contribution / active EE | $6,521 | $3,115+109.3% | $4,736+37.7% | $2,440+167.2% |
| Participant deferral / active EE | $6,086 | $5,419+12.3% | $6,710-9.3% | $3,608+68.7% |
| Admin fee / account holder | $674 | $5,957-88.7% | $10,264-93.4% | $5,124-86.8% |