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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,525 | $82,674+217.5% | $125,381+109.4% | $68,486+283.3% |
| Participation rate | 93.3% | 75.1%+18.3pp | 82.4%+11.0pp | 67.9%+25.4pp |
| Annual return | -4.40% | -5.97%+1.6pp | 572.31%-576.7pp | -7.85%+3.5pp |
| Employer contribution / active EE | $8,424 | $3,382+149.1% | $4,815+74.9% | $2,597+224.4% |
| Participant deferral / active EE | $7,578 | $6,111+24.0% | $7,448+1.7% | $4,028+88.1% |
| Admin fee / account holder | $1,374 | $6,277-78.1% | $10,007-86.3% | $5,404-74.6% |