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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,584 | $93,598+205.1% | $135,974+110.0% | $75,173+279.9% |
| Participation rate | 96.8% | 75.2%+21.6pp | 81.9%+14.9pp | 67.2%+29.6pp |
| Annual return | 18.23% | 30.89%-12.7pp | 68.30%-50.1pp | 160.72%-142.5pp |
| Employer contribution / active EE | $8,346 | $3,538+135.9% | $4,859+71.8% | $2,671+212.5% |
| Participant deferral / active EE | $9,867 | $6,405+54.0% | $7,760+27.2% | $4,126+139.1% |
| Admin fee / account holder | $792 | $6,978-88.6% | $10,767-92.6% | $5,651-86.0% |