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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,955 | $159,978-76.3% | $147,041-74.2% | $145,978-74.0% |
| Participation rate | 76.2% | 84.0%-7.8pp | 82.2%-6.0pp | 80.3%-4.1pp |
| Annual return | 15.20% | 98.36%-83.2pp | 419.21%-404.0pp | 550.52%-535.3pp |
| Employer contribution / active EE | $1,921 | $5,288-63.7% | $4,935-61.1% | $4,662-58.8% |
| Participant deferral / active EE | $5,335 | $8,429-36.7% | $8,071-33.9% | $6,690-20.2% |
| Admin fee / account holder | $3,798 | $15,053-74.8% | $13,006-70.8% | $13,400-71.7% |