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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,701 | $82,674-73.8% | $125,363-82.7% | $68,495-68.3% |
| Participation rate | 74.1% | 75.0%-1.0pp | 82.4%-8.3pp | 67.9%+6.2pp |
| Annual return | -17.94% | -5.97%-12.0pp | 572.15%-590.1pp | -7.84%-10.1pp |
| Employer contribution / active EE | $1,852 | $3,382-45.2% | $4,815-61.5% | $2,596-28.7% |
| Participant deferral / active EE | $4,319 | $6,111-29.3% | $7,447-42.0% | $4,028+7.2% |
| Admin fee / account holder | $815 | $6,276-87.0% | $10,005-91.9% | $5,403-84.9% |