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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,881 | $81,457-52.3% | $103,378-62.4% | $80,911-51.9% |
| Participation rate | 70.8% | 66.8%+3.9pp | 74.5%-3.7pp | 67.6%+3.1pp |
| Annual return | 10.35% | 25.58%-15.2pp | 24.91%-14.6pp | 35.63%-25.3pp |
| Employer contribution / active EE | $2,358 | $3,107-24.1% | $3,870-39.1% | $2,756-14.5% |
| Participant deferral / active EE | $4,149 | $3,871+7.2% | $5,058-18.0% | $4,297-3.5% |
| Admin fee / account holder | $7,079 | $6,717+5.4% | $8,401-15.7% | $6,935+2.1% |