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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,360 | $73,955-44.1% | $96,520-57.1% | $75,181-45.0% |
| Participation rate | 72.5% | 66.4%+6.0pp | 74.3%-1.9pp | 67.2%+5.3pp |
| Annual return | 18.02% | 26.72%-8.7pp | 35.72%-17.7pp | 160.69%-142.7pp |
| Employer contribution / active EE | $2,160 | $2,930-26.3% | $3,739-42.2% | $2,671-19.1% |
| Participant deferral / active EE | $3,577 | $3,659-2.2% | $4,879-26.7% | $4,126-13.3% |
| Admin fee / account holder | $2,456 | $5,217-52.9% | $6,733-63.5% | $5,650-56.5% |