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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,212 | $63,346-74.4% | $92,240-82.4% | $70,126-76.9% |
| Participation rate | 95.6% | 68.7%+26.9pp | 76.5%+19.1pp | 69.5%+26.0pp |
| Annual return | 25.11% | 530.19%-505.1pp | 176.29%-151.2pp | 73.15%-48.0pp |
| Employer contribution / active EE | $4,234 | $2,471+71.3% | $3,680+15.1% | $2,343+80.7% |
| Participant deferral / active EE | $3,157 | $2,854+10.6% | $3,897-19.0% | $3,332-5.2% |
| Admin fee / account holder | $939 | $3,841-75.6% | $5,194-81.9% | $4,645-79.8% |