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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,801 | $64,324+11.6% | $118,946-39.6% | $79,852-10.1% |
| Participation rate | 58.1% | 64.9%-6.7pp | 75.4%-17.3pp | 69.6%-11.5pp |
| Annual return | 11.65% | 86.45%-74.8pp | 35.89%-24.2pp | 31.72%-20.1pp |
| Employer contribution / active EE | $906 | $1,836-50.7% | $3,263-72.2% | $2,471-63.3% |
| Participant deferral / active EE | $2,981 | $2,824+5.6% | $4,266-30.1% | $3,740-20.3% |
| Admin fee / account holder | $14,151 | $4,040+250.3% | $6,581+115.0% | $5,306+166.7% |