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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,386 | $57,828+21.7% | $117,039-39.9% | $70,126+0.4% |
| Participation rate | 62.2% | 67.1%-4.9pp | 77.2%-15.0pp | 69.5%-7.3pp |
| Annual return | 18.91% | 17.55%+1.4pp | 18.95%0pp | 73.15%-54.2pp |
| Employer contribution / active EE | $880 | $1,816-51.5% | $3,785-76.7% | $2,343-62.4% |
| Participant deferral / active EE | $2,422 | $2,438-0.6% | $3,929-38.4% | $3,332-27.3% |
| Admin fee / account holder | $682 | $3,548-80.8% | $5,974-88.6% | $4,645-85.3% |