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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,267 | $48,050+37.9% | $85,969-22.9% | $59,633+11.1% |
| Participation rate | 51.2% | 64.5%-13.3pp | 76.5%-25.4pp | 68.7%-17.5pp |
| Annual return | 0.00% | 0.29%-0.3pp | 9.32%-9.3pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $731 | $1,640-55.4% | $3,474-79.0% | $2,203-66.8% |
| Participant deferral / active EE | $1,971 | $2,249-12.4% | $3,829-48.5% | $3,192-38.3% |
| Admin fee / account holder | $753 | $3,206-76.5% | $6,053-87.6% | $4,297-82.5% |