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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,775 | $58,851+27.1% | $115,170-35.1% | $72,975+2.5% |
| Participation rate | 69.4% | 65.5%+3.9pp | 75.9%-6.5pp | 69.5%0pp |
| Annual return | 19.11% | 23.16%-4.0pp | 35.60%-16.5pp | 81.01%-61.9pp |
| Employer contribution / active EE | $1,142 | $1,798-36.5% | $3,179-64.1% | $2,440-53.2% |
| Participant deferral / active EE | $3,593 | $2,643+36.0% | $4,169-13.8% | $3,608-0.4% |
| Admin fee / account holder | $15,055 | $6,370+136.4% | $7,089+112.4% | $5,124+193.8% |