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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,373 | $183,516-59.5% | $155,534-52.2% | $145,884-49.0% |
| Participation rate | 94.7% | 82.7%+12.0pp | 78.2%+16.5pp | 80.3%+14.4pp |
| Annual return | 14.12% | 61.43%-47.3pp | 64.92%-50.8pp | 551.85%-537.7pp |
| Employer contribution / active EE | $3,456 | $5,315-35.0% | $4,675-26.1% | $4,662-25.9% |
| Participant deferral / active EE | $8,799 | $6,467+36.1% | $5,630+56.3% | $6,690+31.5% |
| Admin fee / account holder | $3,238 | $19,293-83.2% | $15,900-79.6% | $13,392-75.8% |