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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,441 | $175,259-65.5% | $149,723-59.6% | $139,487-56.7% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 21.36% | 166.82%-145.5pp | 134.50%-113.1pp | 373.84%-352.5pp |
| Employer contribution / active EE | $3,104 | $5,478-43.3% | $4,821-35.6% | $4,755-34.7% |
| Participant deferral / active EE | $7,369 | $6,522+13.0% | $5,682+29.7% | $6,713+9.8% |
| Admin fee / account holder | $654 | $16,158-96.0% | $13,215-95.1% | $11,407-94.3% |