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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,674 | $209,422-83.0% | $178,503-80.0% | $158,982-77.6% |
| Participation rate | 61.9% | 86.4%-24.4pp | 81.9%-20.0pp | 82.0%-20.1pp |
| Annual return | 33.28% | 188.81%-155.5pp | 151.12%-117.8pp | 302.99%-269.7pp |
| Employer contribution / active EE | $984 | $5,707-82.8% | $5,011-80.4% | $4,763-79.3% |
| Participant deferral / active EE | $3,965 | $5,955-33.4% | $5,202-23.8% | $5,983-33.7% |
| Admin fee / account holder | $68 | $17,079-99.6% | $13,987-99.5% | $11,252-99.4% |