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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,961 | $217,432-82.5% | $185,851-79.6% | $167,553-77.3% |
| Participation rate | 94.7% | 86.1%+8.7pp | 81.7%+13.0pp | 82.1%+12.6pp |
| Annual return | 16.53% | 148.43%-131.9pp | 122.11%-105.6pp | 478.89%-462.4pp |
| Employer contribution / active EE | $2,897 | $5,874-50.7% | $5,168-44.0% | $4,840-40.1% |
| Participant deferral / active EE | $6,518 | $6,357+2.5% | $5,569+17.1% | $6,343+2.8% |
| Admin fee / account holder | $2,006 | $19,820-89.9% | $16,245-87.7% | $12,316-83.7% |