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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,748 | $167,353-75.7% | $143,797-71.7% | $134,545-69.7% |
| Participation rate | 94.7% | 84.8%+9.9pp | 80.3%+14.4pp | 81.2%+13.5pp |
| Annual return | -19.46% | 0.48%-19.9pp | -0.04%-19.4pp | 418.37%-437.8pp |
| Employer contribution / active EE | $2,917 | $5,620-48.1% | $4,952-41.1% | $4,742-38.5% |
| Participant deferral / active EE | $7,353 | $6,447+14.0% | $5,638+30.4% | $6,401+14.9% |
| Admin fee / account holder | $677 | $18,096-96.3% | $14,679-95.4% | $11,431-94.1% |