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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $33,709 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $14,891 |
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $9,945 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,188 | $79,209+101.0% | $102,434+55.4% | $74,459+113.8% |
| Participation rate | 94.8% | 74.8%+20.1pp | 76.5%+18.3pp | 67.2%+27.6pp |
| Annual return | 13.09% | 54.98%-41.9pp | 29.46%-16.4pp | 1369.70%-1356.6pp |
| Employer contribution / active EE | $2,275 | $2,362-3.7% | $3,023-24.8% | $2,626-13.4% |
| Participant deferral / active EE | $8,208 | $4,417+85.8% | $5,055+62.4% | $4,350+88.7% |
| Admin fee / account holder | $294 | $2,002-85.3% | $9,462-96.9% | $1,945-84.9% |