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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,748 | $100,203-61.3% | $85,240-54.5% | $145,897-73.4% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 12.69% | 84.28%-71.6pp | 66.75%-54.1pp | 552.29%-539.6pp |
| Employer contribution / active EE | $931 | $3,242-71.3% | $2,735-65.9% | $4,663-80.0% |
| Participant deferral / active EE | $1,624 | $5,299-69.3% | $4,527-64.1% | $6,689-75.7% |
| Admin fee / account holder | $328 | $7,265-95.5% | $6,165-94.7% | $13,390-97.6% |