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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,519 | $93,117-70.4% | $77,096-64.3% | $134,532-79.5% |
| Participation rate | 61.5% | 74.5%-13.0pp | 67.9%-6.4pp | 81.2%-19.7pp |
| Annual return | 47.25% | 62.67%-15.4pp | 42.35%+4.9pp | 418.27%-371.0pp |
| Employer contribution / active EE | $1,226 | $3,420-64.1% | $2,814-56.4% | $4,741-74.1% |
| Participant deferral / active EE | $1,975 | $5,241-62.3% | $4,429-55.4% | $6,401-69.1% |
| Admin fee / account holder | $1,626 | $6,948-76.6% | $5,428-70.0% | $11,429-85.8% |