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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,555 | $96,361-50.6% | $80,607-41.0% | $139,456-65.9% |
| Participation rate | 37.5% | 73.6%-36.1pp | 67.0%-29.5pp | 80.3%-42.8pp |
| Annual return | 19.46% | 1350.95%-1331.5pp | 936.11%-916.7pp | 373.45%-354.0pp |
| Employer contribution / active EE | $884 | $3,262-72.9% | $2,724-67.6% | $4,753-81.4% |
| Participant deferral / active EE | $2,246 | $5,232-57.1% | $4,448-49.5% | $6,711-66.5% |
| Admin fee / account holder | $2,271 | $6,601-65.6% | $5,379-57.8% | $11,407-80.1% |