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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,059 | $94,439+111.8% | $73,658+171.6% | $154,746+29.3% |
| Participation rate | 12.5% | 64.7%-52.2pp | 57.0%-44.5pp | 80.7%-68.2pp |
| Annual return | 20.39% | 28.25%-7.9pp | 29.72%-9.3pp | 172.34%-151.9pp |
| Employer contribution / active EE | $518 | $1,257-58.8% | $1,032-49.9% | $4,379-88.2% |
| Participant deferral / active EE | $2,915 | $2,527+15.4% | $2,062+41.4% | $6,730-56.7% |
| Admin fee / account holder | $0 | $3,843-100.0% | $3,357-100.0% | $14,365-100.0% |