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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,973 | $81,749+12.5% | $58,544+57.1% | $139,456-34.0% |
| Participation rate | 14.3% | 61.3%-47.0pp | 50.9%-36.6pp | 80.3%-66.0pp |
| Annual return | 32.14% | 7425.45%-7393.3pp | 4249.56%-4217.4pp | 373.45%-341.3pp |
| Employer contribution / active EE | $571 | $1,398-59.1% | $1,053-45.7% | $4,753-88.0% |
| Participant deferral / active EE | $3,214 | $2,555+25.8% | $1,923+67.2% | $6,711-52.1% |
| Admin fee / account holder | $0 | $3,272-100.0% | $2,520-100.0% | $11,407-100.0% |