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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,549 | $84,628-41.5% | $61,501-19.4% | $134,545-63.2% |
| Participation rate | 14.3% | 62.2%-47.9pp | 52.6%-38.3pp | 81.2%-66.9pp |
| Annual return | -24.81% | 585.61%-610.4pp | 339.04%-363.9pp | 418.37%-443.2pp |
| Employer contribution / active EE | $984 | $1,545-36.3% | $1,160-15.2% | $4,742-79.3% |
| Participant deferral / active EE | $2,929 | $2,819+3.9% | $2,125+37.8% | $6,401-54.3% |
| Admin fee / account holder | $0 | $2,587-100.0% | $2,132-100.0% | $11,431-100.0% |