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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,366 | $76,608+87.1% | $56,077+155.7% | $145,877-1.7% |
| Participation rate | 11.8% | 63.2%-51.5pp | 52.5%-40.7pp | 80.3%-68.5pp |
| Annual return | 27.70% | 3009.59%-2981.9pp | 1709.28%-1681.6pp | 551.28%-523.6pp |
| Employer contribution / active EE | $344 | $1,382-75.1% | $1,040-67.0% | $4,663-92.6% |
| Participant deferral / active EE | $2,706 | $2,624+3.1% | $1,954+38.5% | $6,691-59.6% |
| Admin fee / account holder | $0 | $3,325-100.0% | $2,825-100.0% | $13,402-100.0% |