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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,735 | $82,324-44.4% | $68,803-33.5% | $134,545-66.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -15.82% | -2.17%-13.7pp | -6.37%-9.5pp | 418.37%-434.2pp |
| Employer contribution / active EE | $8,327 | $3,302+152.2% | $2,656+213.6% | $4,742+75.6% |
| Participant deferral / active EE | $3,395 | $4,740-28.4% | $3,942-13.9% | $6,401-47.0% |
| Admin fee / account holder | $2,280 | $6,485-64.8% | $4,936-53.8% | $11,431-80.1% |