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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,459 | $104,664-67.1% | $85,693-59.8% | $167,518-79.4% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 15.08% | 21.45%-6.4pp | 21.49%-6.4pp | 478.71%-463.6pp |
| Employer contribution / active EE | $8,248 | $3,337+147.2% | $2,618+215.0% | $4,838+70.5% |
| Participant deferral / active EE | $3,136 | $4,824-35.0% | $3,923-20.1% | $6,342-50.6% |
| Admin fee / account holder | $1,608 | $10,032-84.0% | $6,874-76.6% | $12,312-86.9% |