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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,483 | $96,524-69.5% | $75,900-61.2% | $152,909-80.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 0.00% | 33.93%-33.9pp | 30.73%-30.7pp | 345.46%-345.5pp |
| Employer contribution / active EE | $13,519 | $3,311+308.4% | $2,501+440.5% | $4,764+183.8% |
| Participant deferral / active EE | $4,409 | $4,554-3.2% | $3,604+22.3% | $5,851-24.7% |
| Admin fee / account holder | $784 | $8,082-90.3% | $5,421-85.5% | $11,601-93.2% |