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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,948 | $90,614-46.0% | $76,089-35.7% | $145,877-66.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 13.86% | 623.80%-609.9pp | 360.94%-347.1pp | 551.28%-537.4pp |
| Employer contribution / active EE | $1,867 | $3,324-43.8% | $2,690-30.6% | $4,663-60.0% |
| Participant deferral / active EE | $3,294 | $5,168-36.3% | $4,259-22.7% | $6,691-50.8% |
| Admin fee / account holder | $1,438 | $8,376-82.8% | $6,418-77.6% | $13,402-89.3% |