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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,809 | $68,412-6.7% | $94,679-32.6% | $75,181-15.1% |
| Participation rate | 95.0% | 76.1%+18.9pp | 80.8%+14.2pp | 67.2%+27.8pp |
| Annual return | 11.05% | 616.91%-605.9pp | 156.75%-145.7pp | 160.69%-149.6pp |
| Employer contribution / active EE | $1,378 | $2,701-49.0% | $3,673-62.5% | $2,671-48.4% |
| Participant deferral / active EE | $6,163 | $6,537-5.7% | $7,417-16.9% | $4,126+49.4% |
| Admin fee / account holder | $3,926 | $5,326-26.3% | $7,233-45.7% | $5,650-30.5% |