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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,994 | $63,365-22.7% | $91,994-46.7% | $72,975-32.9% |
| Participation rate | 97.8% | 72.5%+25.3pp | 78.6%+19.2pp | 69.5%+28.3pp |
| Annual return | 18.82% | 35.35%-16.5pp | 69.04%-50.2pp | 81.01%-62.2pp |
| Employer contribution / active EE | $1,280 | $2,116-39.5% | $3,453-62.9% | $2,440-47.6% |
| Participant deferral / active EE | $5,122 | $4,883+4.9% | $5,924-13.5% | $3,608+42.0% |
| Admin fee / account holder | $10,839 | $4,670+132.1% | $7,744+40.0% | $5,124+111.5% |