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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,739 | $70,475-22.3% | $100,530-45.5% | $79,858-31.5% |
| Participation rate | 95.3% | 73.7%+21.7pp | 79.4%+15.9pp | 69.6%+25.7pp |
| Annual return | 10.62% | 21.90%-11.3pp | 30.89%-20.3pp | 31.72%-21.1pp |
| Employer contribution / active EE | $1,221 | $2,165-43.6% | $3,418-64.3% | $2,471-50.6% |
| Participant deferral / active EE | $3,985 | $5,181-23.1% | $6,271-36.5% | $3,740+6.5% |
| Admin fee / account holder | $2,982 | $4,478-33.4% | $8,083-63.1% | $5,306-43.8% |