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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 15 · EIN 26-4310632 | Recordkeeping | $39,721 |
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $2,041 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,752 | $41,281+30.2% | $109,313-50.8% | $57,658-6.8% |
| Participation rate | 60.2% | 59.3%+0.9pp | 71.3%-11.1pp | 70.2%-10.0pp |
| Annual return | 6.78% | 8.97%-2.2pp | 22.07%-15.3pp | 5.13%+1.6pp |
| Employer contribution / active EE | $0 | $1,201-100.0% | $3,892-100.0% | $1,974-100.0% |
| Participant deferral / active EE | $4,184 | $2,223+88.2% | $3,166+32.1% | $3,061+36.7% |
| Admin fee / account holder | $109 | $75+44.9% | $5,666-98.1% | $95+15.4% |