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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 15 · EIN 26-4310632 | Recordkeeping | $46,085 |
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $2,224 |
ADP BROKER-DEALER1+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,675 | $47,078+31.0% | $100,671-38.7% | $55,191+11.7% |
| Participation rate | 67.6% | 58.0%+9.5pp | 70.7%-3.2pp | 69.2%-1.6pp |
| Annual return | 0.62% | 0.65%0pp | 20.43%-19.8pp | 10.78%-10.2pp |
| Employer contribution / active EE | $0 | $1,065-100.0% | $4,012-100.0% | $1,899-100.0% |
| Participant deferral / active EE | $5,392 | $2,038+164.6% | $3,144+71.5% | $3,046+77.0% |
| Admin fee / account holder | $154 | $153+0.7% | $4,850-96.8% | $91+70.0% |