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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,316 | $95,453-41.0% | $112,040-49.7% | $82,448-31.7% |
| Participation rate | 68.9% | 72.8%-3.9pp | 76.5%-7.6pp | 68.1%+0.8pp |
| Annual return | 16.12% | 23.92%-7.8pp | 24.52%-8.4pp | 41.64%-25.5pp |
| Employer contribution / active EE | $3,234 | $2,318+39.5% | $2,954+9.5% | $2,551+26.8% |
| Participant deferral / active EE | $5,775 | $4,224+36.7% | $5,098+13.3% | $4,139+39.5% |
| Admin fee / account holder | $4,286 | $9,013-52.4% | $12,098-64.6% | $7,234-40.8% |